are you trying to get cash-out? what state are you in?
reduced doc is usually Stated Income/Verified Assets, but I would check with the lender.
We run Jumbos through M&I bank usually (they are very helpful and offer a No Ratio product still which is easier then SIVA imo).
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Mike Coyle
www.rillitomortgage.com
www.gomexfunding.com
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