Loan Officer Forum

Transferring Money through PayPal in return for AlertPay money.

realistic — Fri, 20 Nov 2009 11:43:06 GMT

I�m not sure where else I can ask but if it�s in the wrong section, sorry and just move it to the right section.

I was wondering if anyone had a PayPal + AlertPay account and would be willing to let me send them �12 into their PayPal account in return of �11/12 in AlertPay Balance.

The reason I�m asking this is because ive lost my credit card and requested a new one but the product I�m looking at on the internet only takes AlertPay and PayPal already has my Credit Card details set up.

If anyone can help pm me or reply thank you.

How would you like to be dressed on the wedding day ?

realistic — Fri, 20 Nov 2009 11:08:38 GMT

Respeted All Members,

I'm wondering if you can you bring some good ideas about how would you like to be dressed on the wedding day or at your own wedding day.

How would you like to be your dress or suit ? What kind of color combination you'd prefer ? Made in ...by D & G etc.

Friend talks bad about everyone why?

realistic — Fri, 20 Nov 2009 07:45:20 GMT

I have this friend, she talks bad about everyone. In front of you, she's very nice, but once you leave, she starts talking shit about you. She talks bad about her brother, sister, mom and dad, and her best friends also. She also exaggerates things and also lies.
So I want to know why she does this.

Here�s a little background of her, she is 22 years old college student, and she smokes marijuana, and sometimes does xanax. She used to be abused by her mother, and has been raped when she was 14. She has been physically abused by her boyfriends in the past. She always moved around a lot in her childhood. And one of her friends told me she used to be socially awkward in school..

She doesn't really have that much friends right now, as she ditches her friends. They will make plans with her and at the end she'll cancel it. For example her friend invited her to Las Vegas, got her hotel room and etc, and the day before she cancels it. When I first met her she would do the same thing with me, I would invite her someplace she would agree and then cancel at the end. So I stopped inviting her anywhere.

I am just curious why she does this, I no longer see this person, and I only talk to them a few times a week online.

What�s the dumbest thing you have ever done?

realistic — Fri, 20 Nov 2009 07:04:24 GMT

We all have done some dumb stuff, what�s the dumbest thing you have ever done?

Your Own Private Labeled Loan Mod Kit To sell to Homeowners

sarahpro2009 — Wed, 18 Nov 2009 20:10:07 GMT

Our professionally designed website markets and sells Loan Modification Kits targeted at homeowners who need to save their home. Our professionally written loan modification guide takes the homeowners through each step of the loan modification process and each specific form is included as interactive pdfs. These forms are very important when doing a loan modification as they are in the format each lender/bank wants to see them in, they are also easy to fill out and use by the homeowners.

http://www.eliteloanmodskit.info/

As foreclosures continue to hit the marke, more and more homeowners cannot pay their mortgage due to economic conditions and unemployment, loan modifications will grow higher in demand each passing month. 2010 is going to be a huge month for loan modification kits. This kit will be in huge demand as millions of homeowners across the nation seek to save their homes.

If you do not know what a loan modification is, it is a way to lower the existing interest rate of a home loan without refinancing or obtaining a new loan. It is literally an adjustment of the current loan to a lower interest rate which will lower the payment on the mortgage and save the homeowners home. This is a big industry and is growing for obvious reasons, since literally 80% of homeowners need a loan modification on their home loan. In addition, existing homeowners who do not want to refinance can seek a loan modification and obtain a lower rate on their current loans, this market is literally in the billions.

The loan modification kit can be marketed to homeowners direct, allowing the homeowner to do the loan modification on their own. There are literally millions of homeowners in need of a loan modification presently and growing each passing month. You can market this product package as a do it yourself loan modification package direct to homeowners which is a virtually untapped market. Marketing direct to homeowners also opens the door for other marketing opportunities for your products and services. In addition, by marketing direct to homeowners you will be opening the door to uncovering real estate deals and opportunities to sell debt settlement and credit repair services to each consumer/homeowner. There are many ways you can approach this business.

Each loan modification kit includes the following:

� Loan Modification Step by Step Guide

� Loan Modification Forms

� Credit Repair Guide

� Sell Your Home Fast Guide

Each time someone purchases they receive all of these products listed above. All products are downloadable right after your customer orders, there is no inventory to worry about since everything is downloadable. You have unlimited inventory of these products.
This product and package literally sells itself, as soon as someone reads what they will be receiving they will buy right away. You can also up-sell other products/services to these same clients which purchase this product which can lead to more business down the line or in the short run.

Included is the website, domain name, psd graphic files, html source codes, products with 100% resale/rebranding rights.

The website and domain are optimized for the following keywords:
loan modification software, loan mod software, loan modification, loan modifications, loan mods, do it yourself loan modification kit, do it yourself loan modification software, loan mods

Millions of homeowners need a loan modification and the many professionals have taken notice.
Cash in on this rapidly growing market which is set for growth on a monthly basis for the next 5 years.

Informative Article relating to the demand loan modifications, and loan modification kits.
http://www.washingtonpost.com/wp-dyn/content/article/2009/09/08/AR2009090803507.html

What is included with your purchase:
Full Resale Rights to the kit
Website
Domain Name
http://www.eliteloanmodskit.info/

The second website you receive with high demand software products and source codes with 100% resale rights:
http://www.turnkeysoftwarebiz.tk/

The third website you receive with ready made products ready to sell, full resale rights:
http://www.portablelawyer.tk/

The fourth website you receive with ready made products ready to sell, full resale rights:
http://www.pchardwareguide.tk/

The fifth website you receive with ready made products ready to sell, full resale rights:
http://www.holidayplanner.tk/
The sixth website you receive with ready made products ready to sell, full resale rights:
http://www.internetvideotraining.tk/

+ Bonus Business Software Products
+ 6000 Ebooks with Resell Rights
Plus the following business software products included free.

This package is worth over $10,000

Only $198 for a limited time

Email us for ordering info
computertechs909@gmail.com

Folders Are Worth Mentioning Products For Marketing

muqtada123 — Tue, 17 Nov 2009 23:02:23 GMT

Folders are such valuable printing products that can enhance your business identity at once. They are very cheap and also very productive. They are unique and versatile because of their four important kinds of properties i.e. content, concept, design, and print. All you need is to match up best online folder printing company in order to fulfill your modern day business needs in a stylish manner. Company provides cheap folder printing services to its valued customers all over the world.

There are countless uses of folder printing. For instance, you can make use of folders for marketing, promotional, fund-raising and presentational purposes. In addition, your can use a4 document folder in order to organize your crucial documents or certificates. All you need is to fully understand the purpose of folder printing in order to achieve your goals and objectives successfully. Online [B][URL=http://www.idsketch.com/folders-printing.asp]folders printing[/URL][/B] company makes available discounted folders printing service to its loving clients all around the globe.

One of the most striking features of folders printing is their eye catching designs. These are usually created by nifty designers. These designers make use of certain designing techniques so as to create graceful folders printing designs. These techniques may include logo designing, graphics, images, shades, lines, color schemes and texts. Besides they would provide you free unlimited design revisions according to your own requirements. Online folder printing company squeezes in custom size folders printing with cheap a4 folder printing.

Another worth mentioning aspect of folders printing is its full color CMYK printing process. It is also called as four color printing process, which will include cyan, magenta, yellow and black. Online printing company provides full color folders printing service to its valued customers worldwide with free lamination (Glossy/Matte finishing). Besides, company provides cheap bumper stickers printing to its customers all over the place.

There are countless benefits of a4 custom pocket folder for instance increased business identity development, prompt advertisement, increased sales volumes, revenue generation and lifelong business perspective. All you need is to take full advantage of these unique benefits so as to achieve your targets successfully. Online folder printing company makes available 10% folders printing sale to its trendy customers all over the world.

Also online folder printing company provides you free shipment in order to put aside your few pennies. In addition, company offers online printing service to its valued customers with cheap [B][URL=http://www.idsketch.com/stickers-printing.asp]sticker printing[/URL][/B] including presentation folders printing. Moreover, company provides customized folders printing service to its loving clients all around the globe. So if you need any assistance regarding your printing products, please feel free to contact us! We will provide you the best folder printing services worldwide in a versatile manner.

Today, folders are one of the most creative printing products in the world of printing. They are very trendy and also very versatile in their nature. That�s what they can fulfill your printing needs at once. Online folder printing company provides custom folders printing service to its valued customers worldwide in a reliable, honest and professional manner.

Story behind your username

realistic — Tue, 17 Nov 2009 10:40:32 GMT

Do you have any story or reason behind your username?

Why did you choose your username? Anything special behind it?

44 lessons life taught me

realistic — Mon, 16 Nov 2009 09:34:32 GMT

Written By Regina Brett, 90 years old, of The Plain Dealer, Cleveland , Ohio
"To celebrate growing older, I once wrote the 44 lessons life taught me. It is the most-requested column I've ever written."
My odometer rolled over to 90 in August, so here is the column once more:

1. Life isn't fair, but it's still good.

2. When in doubt, just take the next small step.

3. Life is too short to waste time hating anyone.

4. Your job won't take care of you when you are sick. Your friends and parents will. Stay in touch.

5. Pay off your credit cards every month.

6. You don't have to win every argument. Agree to disagree.

7. Cry with someone. It's more healing than crying alone.
8. Save for retirement starting with your first paycheck.
9. When it comes to chocolate, resistance is futile.

10. Make peace with your past so it won't screw up the present.

11. It's OK to let your children see you cry.

12. Don't compare your life to others. You have no idea what their journey is all about.

13. If a relationship has to be a secret, you shouldn't be in it.

14. Everything can change in the blink of an eye. But don't worry; God never blinks.

15. Take a deep breath. It calms the mind.

16. Get rid of anything that isn't useful, beautiful or joyful.

17. Whatever doesn't kill you really does make you stronger.

18. It's never too late to have a happy childhood. But the second one is up to you and no one else.

19. When it comes to going after what you love in life, don't take no for an answer.

20. Burn the candles, use the nice sheets, wear the fancy lingerie. Don't save it for a special occasion. Today is special.

21. Over prepare, then go with the flow.

22. Be eccentric now. Don't wait for old age to wear purple.

23. The most important sex organ is the brain.

24. No one is in charge of your happi ness but you.

25. Frame every so-called disaster with these words 'In five years, will this matter?'

26. Always choose life.

27. Forgive everyone everything.

28. What other people think of you is none of your business.

29. Time heals almost everything. Give time time.

30. However good or bad a situation is, it will change.

31. Don't take yourself so seriously. No one else does.

32. Believe in miracles.

33. God loves you because of who God is, not because of anything you did or didn't do.

34. Don't audit life. Show up and make the most of it now.

35. Growing old beats the alternative -- dying young.

36. Your children get only one childhood.

37. All that truly matters in the end is that you loved.

38. Get outside every day. Miracles are waiting everywhere.

39. If we all threw our problems in a pile and saw everyone else�s, we�d grab ours back.

40. Envy is a waste of time. You already have all you need.

41. The best is yet to come.

42. No matter how you feel, get up, dress up and show up.

43. Yield.

44. Life isn't tied with a bow, but it's still a gift

Some Important Tips For Your Web Site

realistic — Mon, 16 Nov 2009 06:30:31 GMT

10 Tips to Keep Members Glued to Your Site -

The more times your customers visit your site, the more time they will have invested in your relationship and the more they will come to trust and rely on you. By building up their loyalty in this way, there is more chance that they will buy from you, follow your advice and buy your affiliate products, or click on ads that you recommend.

Put simply, a sticky site equals customer loyalty. Customer loyalty equals revenue.

1. Content - We can�t stress the importance of content enough. Keep the content up to date, and �time sensitive�. Remove out of date content so that it doesn�t affect the credibility of your site.

2. Give your site a personality - There is a huge amount of information on the internet, and you can be sure your members could find what you are providing elsewhere. What your members are really paying for is the way you present that information.

3. Remain focused on your niche - Don�t forget that your members joined your site because they had an interest in your niche. While it is fine to include content on a slightly different subject if you are sure it will be relevant and interesting. Never lose sight of your original subject. Wander too far off the subject and your may find your customers wandering off your member list.

4. Make information easy to find - Ensure the content on your membership site is organized in such a way that your members will find what they want easily. If your members view your site as a valuable information resource rather than just another website, they will want to us it again and again.

5. Provide what your customers want - Encourage your customers to ask for an article or information on a certain subject if they can�t find it. Writing an article specifically for one customer may seem like a lot of work, but if you think long term, that customer may then stay with you for the lifetime of your membership site.

6. Keep in touch with your members - Contacting your members via e-mail is essential to keep them engaged with your site. Send your members updates, informative newsletters, and reminders, and ask them for their feedback.

7. Ask them to take part in surveys - Ask your members to complete a survey about your membership site and then make sure you act on their feedback and let them know you have done so. Send out a special edition of your newsletter showing some of the results of your survey and detailing how you have responded and any changes you have made. Feeling that they have had a hand in shaping your site will really make your members feel engaged in your online community.

8. Allow customization of your homepage - Having some functions that your members personalize on your site will really make them feel involved. Even a simple message at the top of the home page saying �Welcome back [member name]� will have a huge impact on making your members feel valued.

9. Build a sense of community - Being part of an online community is one of the main reasons your members will renew their membership. Here are a few additional tips on creating that sense of community.

10. Promote an active forum - This provides a place for your members to get to know each other and begin to care about each other. Stopping their membership once they have become involved in your forum would be like losing a whole group of friends. Provide a function that allows your members to send private messages between each other. If you run competitions, or encourage your members to submit content, make sure you acknowledge the winners or contributors. Nothing makes a member feel a part of your site like seeing their name in the latest newsletter.

Teenagers are now Screenagers?

realistic — Mon, 16 Nov 2009 05:11:10 GMT

The latest reports indicate that now, especially throughout the summer months when kids are out of school, teenagers spend an average of nearly ten hours (nine hours and 54 minutes is the exact average) on some sort of screen - computer, gaming console or TV. That is about 4 solid months a year. That is an incredible amount. Are you (or do you have) a teenager?

Would you say this is an indicative or fair representation of your time?

NASA finds 'significant' water on moon

realistic — Sat, 14 Nov 2009 09:59:05 GMT

Respected All Members,

Just recently I read this news at CNN news site and want to share with you all.
NASA said Friday it had discovered water on the moon, opening "a new chapter" that could allow for the development of a lunar space station.

The discovery was announced by project scientist Anthony Colaprete at a midday news conference. "Indeed, yes, we found water," he said.

The find is based on preliminary data collected when the Lunar Crater Observation and Sensing Satellite, or LCROSS, intentionally crashed October 9 into the permanently shadowed region of Cabeus crater near the moon's south pole.

After the satellite struck, a rocket flew through the debris cloud, measuring the amount of water and providing a host of other data, Colaprete said.

The project team concentrated on data from the satellite's spectrometers, which provide the best information about the presence of water, Colaprete said. A spectrometer helps identify the composition of materials by examining light they emit or absorb.

Although the goal of the $79 million mission was to determine whether there is water on the moon, discoveries in other areas are expected as studies progress, Colaprete and other scientists said at the briefing at NASA's Ames Research Center at Moffett Field near San Francisco, California.

"The discovery opens a new chapter in our understanding of the moon," the space agency said in a written statement shortly after the briefing began.

Today is Great Jawaharlal Nehru Birthday

realistic — Sat, 14 Nov 2009 09:24:58 GMT

Respected All Members,

I think you guys know about Jawaharlal Nehru, India's first Prime Minister, today is his 120th birthday. He loves children very much so this day is also celebrated as children day in India too.

His One of the famous quote which I love

�Time is not measured by the passing of years but by what one does, what one feels, and what one achieves.�

At what time do you brush your teeth?

realistic — Thu, 12 Nov 2009 09:43:38 GMT

I know this question sounds sort of stupid but just wanna know.

When i was a student one of our professional said, "I always brush my teeth right after meals". And also said that her mother told that he should brush his teeth after meals because it is useless brushing before meals.

But i don't follow that i just brush my teeth right after i wake up from the bed at the morning and before sleep at night usually.

This is my question; at what time do you brush your teeth?

World Smallest Violin

realistic — Thu, 12 Nov 2009 06:46:41 GMT

A violinist from south China's city of Guangzhou expects to break current Guinness World Records with his 1cm mini violin he made after seven years of hard work, the Guanghzou Daily reports.

The mini violin made by 66-year-old senior violinist Chen Lianzhi, has got a 1-centimeter-long body, which is much smaller than the current Guinness record holder whose violin was about 2.2-cenitmeter size.

Born into a family of musicians, Chen began playing music at age nine and is especially skilled at violin. He had already made a 3.55-centimeter violin seven years ago.
"Compared with the common violins of 35.5-centimeter-long bodies, these mini violins, called ant's violins, are so small, but they consist of all the over thirty components of common violins," Chen told the Guangzhou Daily.

Chen used a 0.1-milimeter drill point to shape a piece of maple the size of a thumbnail, and finally joined all the components together with glue.

"Anyhow, the strings of the mini violin are so thin and it is not easy to play sound music." Chen admitted.

Tickets Are Very Trendy the World Over

muqtada123 — Thu, 12 Nov 2009 00:37:22 GMT

Tickets are smart yet cost effective way of soft marketing. They can be bought for a wide variety of reasons for instance music concerts, live shows, dramas, football matches, playoffs and so on. Cost-wise, they are very cheap printing items, so one can easily afford them without spending enough money. They are very popular due to their simplistic nature. Online ticket printing company is providing cheap ticket printing services to its valued customers worldwide in a reliable and professional manner.

Although there are more than enough types of tickets printing but the most common of them are called the standard ticket printing and jumbo ticket printing. All you have to do is to find the finest tickets printing company in order to fulfill your modern day business needs successfully. Online ticket printing company is making available discounted [b][url=http://www.idsketch.com/tickets-printing.asp]tickets printing[/url][/b] service to its loving buyers all around the globe.

Generally, tickets are used by a variety of organizations for instance NGOs, railway departments, airlines, zoo, museum, sports companies, music industry, educational institutes, media hypes, film industry, fashion hypes, corporate section and the list goes on. Online ticket printing company is providing custom size tickets printing service to its admired customers worldwide in a versatile manner.

There is no denying that tickets printing can provide your business multiple benefits. These may be included as advanced business identity development, perfectly affordable promotion, prompt marketing, increased sales and revenue generation. All you have to do is to not overlook the significance of custom tickets printing so that you may be able to achieve your organizational goals successfully. Company is presenting eye catching bumper stickers printing to its respected customers all over the world. In addition, it is providing free unlimited design revisions according to your requirements.

Full color CMYK printing process improves the quality of your tickets dramatically. Online ticket printing company is making available full color tickets printing service to its valued customers worldwide in a professional manner. Besides, company is offering free lamination to its clients including glossy and matte finishing. Also company is presenting custom bumper stickers printing to its admired customers with 10% OFF.

Then online ticket printing company is providing free shipment to its valued customers so as to put aside their few dollars. Moreover, company is offering 10% tickets printing sale to its valued customers all around the globe. Also online tickets printing company is providing cheap presentation folders printing to its valued customers with cheap sticker printing. So if you need any assistance regarding your printing products, please feel free to contact us! We will provide you the best tickets printing service for your leisure and easiness.

Tickets are the cheapest source for perfectly affordable promotion. They can be used for various purposes. All you need is to make full use of tickets printing in order to get maximum pleasure and entertainment. Online ticket printing company is providing customized tickets printing service to its valued customers worldwide in a reliable manner.